ORDERS PLACED TO DATE
1377

Pay for a luxury watch in instalments: 12 to 84 months

Francine Joaillerie lets you finance a pre-owned luxury watch, designer piece of jewellery or prestige handbag online with Younited Pay. Depending on the eligibility of your purchase and final approval of your application, you can choose 12, 24, 36, 48, 60, 72 or 84 monthly instalments during checkout.

Explore our Rolex, Patek Philippe and Audemars Piguet watches, as well as jewellery by Cartier, Van Cleef & Arpels, Bulgari and Boucheron.

Finance watches, jewellery and handbags with Younited Pay

The financing journey is integrated into checkout. Choose your watch, pre-owned jewellery or handbag, add it to your basket and select Younited Pay as the payment method. The simulation and application are then completed online directly with Younited, so no documents need to be sent to Francine Joaillerie.

Payment in 12, 24, 36, 48, 60, 72 or 84 instalments

AN ONLINE CREDIT SOLUTION FOR YOUR LUXURY PURCHASE

Select the available repayment period that suits your project. Before you continue, a detailed simulation displays the monthly instalments, total cost of credit, applicable APR and total amount repayable.

The repayment periods, rate and amount available depend on the item, the simulation and Younited’s assessment of the application.

The benefits of Younited Pay

  • 100% online: apply from the checkout without exchanging supporting documents with our team.
  • Choice of term: several repayment periods from 12 to 84 months may be available.
  • Transparent: monthly instalments, APR and total cost are shown before you commit.
  • Secure: your data and any requested supporting documents are sent directly to Younited.
  • Support: Francine Joaillerie remains available for questions about your order.

Finance a Rolex or another prestige watch

Instalment financing can make it easier to purchase a prestige watch by spreading the cost over time. It is available for selected eligible pieces, such as a pre-owned Rolex, Patek Philippe, Audemars Piguet, Cartier, Omega, Breitling or Jaeger-LeCoultre.

This is consumer credit, not an investment product. Always make sure that the proposed monthly repayment is compatible with your budget.

How can I pay for a watch in instalments?

The journey begins during checkout and continues in Younited Pay’s secure environment.

HOW DOES IT WORK?

1. Choose your watch, jewellery or handbag
Browse Francine Joaillerie and add an eligible item to your basket.

2. Select Younited Pay
At checkout, choose Younited Pay and one of the available terms: 12, 24, 36, 48, 60, 72 or 84 months.

3. Review your simulation
Before continuing, you can see the monthly instalments, total cost of credit, APR and total amount repayable.

Example of a Younited Pay financing simulation for a luxury watch
Example simulation dated 18 August 2026, for illustration only. Terms vary according to the amount, repayment period and assessment of the application.

4. Complete your application with Younited
You are redirected to Younited’s secure environment to complete your application. Any requested supporting documents are sent directly to the lender.

Francine Joaillerie does not receive your supporting documents or bank information.

5. Receive Younited’s decision
Your application is assessed by Younited. If final approval is granted, the order is confirmed and prepared under our usual terms.

Reliable and secure financing

Younited is a regulated credit institution and becomes your contact for the financing agreement. The application, creditworthiness assessment, contract signature and any supporting documents are handled in its secure environment.

Francine Joaillerie remains responsible for the order, preparation and dispatch of the item once financing has been approved.

FREQUENTLY ASKED QUESTIONS

Is financing available for every product?
No. It is available for selected eligible items and amounts accepted by Younited.

Do I send documents to Francine Joaillerie?
No. If documents are requested, they are sent directly to Younited.

Can I see the monthly payment before applying?
Yes. The simulation shows the monthly instalments, APR and total cost before you continue.

Need help?
Contact us on +33 6 25 77 13 09 or at contact@francinejoaillerie.com.

Finance your luxury watch online

Add an eligible item to your basket, choose Younited Pay and review your personalised simulation. The monthly instalments, rates and conditions applicable are those displayed when you apply.

Explore our Rolex, Patek Philippe and Audemars Piguet watches, as well as jewellery by Cartier, Van Cleef & Arpels, Bulgari and Boucheron.

Un crédit vous engage et doit être remboursé. Vérifiez vos capacités de remboursement avant de vous engager.
A credit agreement commits you and must be repaid. Check your ability to repay before you commit.

Financing is provided by Younited, subject to the lender’s final approval. Available amounts, terms, rates and conditions vary according to the purchase and assessment of the application. You have a statutory right of withdrawal under the conditions set out in the credit agreement.

Check out our watches

Luxury watch for women available from Francine Joaillerie

Women's Watches

Luxury watch for men available from Francine Joaillerie

Men's Watches

Check out our Jewelry and Handbags

Pre-owned luxury jewellery available from Francine Joaillerie

Jewelry

Pre-owned luxury handbag available from Francine Joaillerie

Handbags

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Our Authentication Process

Every piece offered by Francine Joaillerie undergoes a rigorous inspection before it goes on sale.

Our standard is simple: we only offer pieces whose authenticity we can confidently guarantee.

Our Authentication Process

Every piece offered by Francine Joaillerie undergoes a rigorous inspection before it goes on sale.

Our standard is simple: we only offer pieces whose authenticity we can confidently guarantee.