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Financing solution for up to 84 installments for pre-owned designer watches and jewelry

Francine Joaillerie, your luxury online store, now offers the option to pay in installments. As an expert in pre-owned watches and designer jewelry, Francine is pleased to present its flexible financing solution. Treat yourself to a Rolex, Patek Philippe, or Audemars Piguet watch—or a piece of jewelry from Cartier, Van Cleef & Arpels, Bulgari, or Boucheron —thanks to our financing options with no compromises.

FOR AN ESTIMATE OR AN APPRAISAL

Francine Joaillerie offers a financing service for watches, jewelry, and handbags, allowing you to pay for your Rolex in installments. This exclusive service gives you access to luxury watches and designer jewelry without depleting your savings all at once. With our offer, buying a luxury watch in 10 installments is not only possible but also advantageous. You decide the number of monthly payments that suits you and the down payment amount, keeping in mind that a minimum of 20% will be required at the time of reservation.

A luxury website that offers payment in installments

CUSTOMIZABLE CONSUMER LOAN WITH TERMS FROM 10 TO 84 INSTALLMENTS, SUBJECT TO FEES

For those who wish to spread out their payments over a long period—such as paying for a Rolex in 60 installments—choose our customizable consumer loan with terms ranging from 10 to 84 installments (fees apply). Customize your loan 100% by choosing the number of monthly payments and the down payment that work best for you. A 20% down payment is required to confirm your commitment.
Contact us directly or visit us in-store to get a financing estimate tailored to your needs.
For example, if you purchase a pre-owned Rolex in 48 installments for €25,000, you avoid spending €25,000 all at once, choosing instead to allocate that money to other projects while still enjoying your Rolex every day. You make a down payment of €5,000, or 20%, leaving €20,000 to be financed:

  • Contract term: 48 months
  • Number of installments: 48
  • Fixed interest rate: 6.106%
  • Annual Percentage Rate (APR): 6.280%
  • Total amount due without insurance: €22,592.16
  • Amount of installments without insurance: €470.67

The Benefits of Customizable Consumer Credit

• Flexibility: Choose the number of monthly payments and the down payment based on your needs and financial situation.
• Budget control: Spread the cost of your purchase over a longer period for better financial management—with the option to pay for your jewelry in up to 84 installments!
• Access to luxury items: Treat yourself to luxury items without having to wait until you’ve saved up the full amount.
• Preserve your capital: Paying in monthly installments, even if

Finance an investment or a treat with a loan

The pre-owned watch market has experienced extraordinary growth for years, with an annual growth rate of around 8% over the past decade, outperforming many other, more conventional investment vehicles.

For example, if you pay for a Rolex in 60 installments, there’s a good chance that the resulting capital gain will cover the cost of the credit.

How can you take advantage of our financing solution?

At Francine Joaillerie, we offer you the option to pay for your watch or piece of jewelry in several monthly installments—stress-free and with complete peace of mind.
Our financing solution is fast, personalized, and 100% digital.

HOW DO I PROCEED?

1/ Choose the room that interests you
Find the watch or piece of jewelry you wish to purchase, then send us a message directly via WhatsApp at +33.6.25.77.13.09.
2/ Please provide us with the following information:
First and last name
Phone number
Email address
Mailing address
Amount to be financed
Number of monthly payments desired
3/ We’ll pre-fill your application for you
Once we receive your information, we’ll submit the financing request to our partner. You’ll then receive a secure link via text message or email so you can complete your application yourself, at your own pace.
4/ You can complete the application in just a few clicks
All you need to do is:
• upload your supporting documents (ID, bank account information, etc.)
• log in to your secure online banking account (via a certified portal) to allow the analysis algorithm to assess your ability to repay the loan.

This step is confidential, encrypted, and does not grant any access to your personal data or your bank account.

5/ Immediate Response
You’ll receive an instant response from our financing partner. If your request is approved, the process is finalized, and we’ll reserve your part.

Reliable and Secure Financing

Our financing partner is licensed in France and recognized for the security and speed of its service. Your data is protected, and every step is governed by strict confidentiality protocols.

ANY QUESTIONS?

Our team is available via WhatsApp at +33 6 25 77 13 09 to assist you every step of the way.

Take advantage of our financing solution today

With deferred payment options in the form of consumer credit plans ranging from 10 to 84 installments, Francine Joaillerie offers unique payment plans to help you acquire the luxury watches and designer jewelry of your dreams.

Purchasing luxury watches and designer jewelry is now within reach thanks to our installment payment plan. Treat yourself to a Rolex, Patek Philippe, or Audemars Piguet, or a piece of jewelry from a renowned brand such as Cartier, Van Cleef & Arpels, Bulgari, or Boucheron. Don’t wait any longer to make your dreams come true—contact us today to discuss your financing options.

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Our Authentication Process

Every piece offered by Francine Joaillerie undergoes a rigorous inspection before it goes on sale.

  • Certificate of Authenticity of Origin provided when available.
  • Each watch is opened, inspected, and authenticated in our watchmaking workshop, which is open to the public.
  • Our expert watchmaker performs a comprehensive inspection of the movement, components, and reference numbers to ensure consistency.
  • Verification of serial numbers, part numbers, engravings, and original specifications.
  • Each piece of jewelry is carefully examined for signatures, master's marks, precious metal hallmarks, and serial numbers, when present.
  • Inspection of the condition and quality of the stones and the integrity of the settings.
  • More than 35 years of expertise in luxury watches, designer jewelry, and high-end leather goods.

Our standard is simple: we only offer pieces whose authenticity we can confidently guarantee.

Our Authentication Process

Every piece offered by Francine Joaillerie undergoes a rigorous inspection before it goes on sale.

  • Certificate of Authenticity of Origin provided when available.
  • Each watch is opened, inspected, and authenticated in our watchmaking workshop, which is open to the public.
  • Our expert watchmaker performs a comprehensive inspection of the movement, components, and reference numbers to ensure consistency.
  • Verification of serial numbers, part numbers, engravings, and original specifications.
  • Each piece of jewelry is carefully examined for signatures, master's marks, precious metal hallmarks, and serial numbers, when present.
  • Inspection of the condition and quality of the stones and the integrity of the settings.
  • More than 35 years of expertise in luxury watches, designer jewelry, and high-end leather goods.

Our standard is simple: we only offer pieces whose authenticity we can confidently guarantee.

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